Welcome to KeyLife

Carving out a financially secure future is considered that all-important step in life’s little plans. Making the decision to come to us and help make that plan a reality is KEY!
Securing the best mortgage or insurance and all that comes with it, whether business or personal, can be a daunting task. With the multitude of options and advice available, you end up walking away with expertise masked in exceptional jargon and impressive abbreviations!

At Key Life Financial Services, it couldn’t be simpler! As one of UK’s leading independent mortgage and insurance advisers, we speak your language so you can choose what’s perfect for YOU! Whether you’re looking for expertise on the best mortgages available, the ideal pick of insurances or how best to protect you, your business and your family, we’ll strip away the nonsense and provide you with simple, effective and impactful advice.


Key Life Financial Services, one of the UK’s leading Independent Mortgage and Insurance Advisers in London was established in 2011 and is built on 3 fundamental values;

Founders Harish (Harry) Hirani & Yogesh (Yogi) Nagpal both exited the corporate financial industry, at a time when it cared about profit more than people; for Harry & Yogi, it was the latter who underpinned their success and they wanted to keep ‘people’ the focus of their service.

How We Work

Key Life’s service proposition is to provide solutions for Mortgages and Insurances to both individuals and businesses, ensuring you have access to a wide and diverse range of tailored solutions. We believe our clients do business with us because they know, like and TRUST us. So we live by that ethos too and take time & care to nurture our relationship by staying right beside you. Mutual Respect brings Mutual Reward


Our personalised approach is perfect for you whether you’re a first-time buyer, an SME, a high-net individual or an investor with a professional portfolio that needs managing. Because we don’t operate a one-size fits all, time is spent listening to your individual needs & provide a solution that is a match for you.

    • Residential Purchase & Remortgage
    • Buy to let Mortgages
    • High net worth Mortgages
    • Commercial Finance
    • Foreign National Mortgages
    • Bridging Finance
    • Development Finance

    Mortgages & Lending

    • Life Insurance
    • Critical Illness Insurance
    • Income Protection Insurance
    • Key Man Insurance
    • Relevant Life Insurance
    • Mortgage Payment Protection Insurance
    • Personal Health Insurance (PHI)
    • Private Medical Insurance

    Protection & Insurance

    • Business & Commercial Property Owners Insurance
    • Personal & Business Indemnity Cover
    • Liability Insurance
    • Fleet Insurance

    Commercial Insurance

    • Buildings & Contents Insurance
    • Landlords Insurance
    • Non Standard & Specialist Insurances