The insurer will ask additional questions to assess if you have had symptoms or had the Covid19 virus. If you have been affected then in most cases, they will not offer cover for 3 months to ensure there are no long-lasting effects and you have made a full recovery. The full extent of the impact coronavirus will have on the UK insurance market in the long term is unclear as yet.
However, if you’re thinking about buying life insurance, there’s no harm in doing it now. It won’t cost you more due to the coronavirus, but you will get cover if the worst happens.